As part of our commitment to keeping you informed, we want to make you aware of an option that can help you protect your privacy and reduce unwanted solicitations.

What are Trigger Leads?

Trigger leads are generated when your credit report is accessed for a credit inquiry. These leads are often used by lenders to offer you unsolicited credit offers. This may occur when a lender reviews your credit report for a loan application, a pre-screened credit card offer, or any other credit-related purpose. While these offers can seem appealing, they can also lead to unwanted spam and potential identity theft risk.

How to Opt-Out of Trigger Leads

To protect your personal data, you can opt out of trigger leads by following these simple steps:

1. Visit the official website for opting out: www.optoutprescreen.com or call 1-888-567-8688.
2. Choose between a 5-year opt-out or a permanent opt-out option.
3. Fill out the required information, including your personal details, and submit the form.

Once processed, you will no longer receive unsolicited offers based on your credit report.

Why Should You Opt-Out?

Opting out of trigger leads can offer several benefits:

1. Reduce Unwanted Solicitation: By opting out, you will minimize the number of unsolicited calls and offers from companies who gain access to your credit report.
2. Enhance Your Privacy: Your personal information will be protected, and your data will not be shared with companies without your permission.
3. Prevent Potential Fraud: The fewer companies that have access to your personal and financial information, the less risk you have of identity theft or fraud.
4. Improve Your Peace of Mind: By controlling who gets access to your credit data, you can feel more secure in your financial decisions.

Please note that opting out does not affect your ability to apply for credit when you need it. It simply limits unsolicited offers that may appear in your mailbox.

If you have any questions about opting out, or if you need assistance, please feel free to contact our Compliance Officer at 940-423-6776.