Share Rates

Share/Certificate Rates and Terms – These rates effective February 7, 2024.

Share TermDividend RateAPYMinimum Initial DepositPayments
3 Year4.75% 4.855%$1,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Shares
Roll Back to Certificate
2 Year 4.75% 4.855%$1,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Shares
Roll Back to Certificate
1 Year Super Jumbo 5.15% 5.273%$100,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Savings
Roll Back to Certificate
1 Year Jumbo 4.85% 4.959%$25,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Savings
Roll Back to Certificate
1 Year 4.75% 4.75%$1,000.00 and GreaterDividend Paid at Maturity
Check Disbursement
Transfer to Shares
Roll Back to Certificate
6 Month Jumbo 4.25% 4.295%$25,000.00 and GreaterDividend Paid at Maturity
Check Disbursement
Transfer to Shares
Roll Back to Certificate
6 Month 4.00% 4.04%$1,000.00 and GreaterDividend Paid at Maturity
Check Disbursement
Transfer to Shares
Roll Back to Certificate
Shares 1.25% 1.25%$25.00Dividend Paid Quarterly
Super Share Draft Checking 1.25% 1.25%$100.00

EARLY WITHDRAWAL FEE FOR SHARE CERTIFICATE’S

1 YEAR & Under: 90 DAYS DIVIDEND

Greater than 1 YEAR:  180 DAYS DIVIDEND

IRA’s

Traditional, Roth, Educational

DescriptionDividend RateAPYMinimum BalancePayments
1 Year4.75%4.855%$1,000.00Dividend Paid Monthly on Last Day of Month
3 Year4.75%4.855%$1,000.00 Last Day of Month, Contribution Allowed Upon Maturity
1 Year Super5.15%5.273%$100,000.00Dividend Paid Monthly on Last Day of Month
Share IRA Accounts1.35%1.357%$100.00Dividend Paid Quarterly on Last Day of Quarter

IRA FEES: NO FEES FOR OPENING OR CLOSING

EARLY WITHDRAWAL FEE FOR SHARE CERTIFICATE IRA’S

1 YEAR: 90 DAYS DIVIDEND

3 YEARS:  180 DAYS DIVIDEND

These rates are subject to change without notice