Share Rates

Share/Certificate Rates and Terms – These rates effective January 10, 2023

Share TermInterest RateAPYMinimum Initial DepositPayments
1-2 Year4.40%4.49%$200,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Shares
Roll Back to Certificate
3 Year4.25% 4.334%$1,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Shares
Roll Back to Certificate
2 Year 4.00% 4.074%$1,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Shares
Roll Back to Certificate
1 Year Super Jumbo 3.90% 3.97%$100,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Savings
Roll Back to Certificate
1 Year Jumbo 3.75% 3.815%$25,000.00 and GreaterDividend Paid Monthly
Check Disbursement
Transfer to Savings
Roll Back to Certificate
1 Year 3.50% 3.50%$1,000.00 and GreaterDividend Paid at Maturity
Check Disbursement
Transfer to Shares
Roll Back to Certificate
6 Month Jumbo 3.00% 3.022%$25,000.00 and GreaterDividend Paid at Maturity
Check Disbursement
Transfer to Shares
Roll Back to Certificate
6 Month 2.95% 2.972%$1,000.00 and GreaterDividend Paid at Maturity
Check Disbursement
Transfer to Shares
Roll Back to Certificate
Shares 1.25% 1.25%$25.00Dividend Paid Quarterly
Super Share Draft Checking 1.25% 1.25%$100.00

EARLY WITHDRAWAL FEE FOR SHARE CERTIFICATE’S

1 YEAR & Under: 90 DAYS DIVIDEND

Greater than 1 YEAR:  180 DAYS DIVIDEND

IRA’s

Traditional, Roth, Educational

DescriptionInterest RateAPYMinimum BalancePayments
1 Year3.50%3.557%$1,000.00Dividend Paid Monthly on Last Day of Month
3 Year4.25%4.334%$1,000.00 Last Day of Month, Contribution Allowed Upon Maturity
1 Year Super3.90%3.97%$100,000.00Dividend Paid Monthly on Last Day of Month
Share IRA Accounts1.35%1.357%$100.00Dividend Paid Quarterly on Last Day of Quarter

IRA FEES: NO FEES FOR OPENING OR CLOSING

EARLY WITHDRAWAL FEE FOR SHARE CERTIFICATE IRA’S

1 YEAR: 90 DAYS DIVIDEND

3 YEARS:  180 DAYS DIVIDEND

These rates are subject to change without notice