Share/Certificate Rates and Terms – These rates effective January 10, 2023
| Share Term | Interest Rate | APY | Minimum Initial Deposit | Payments |
|---|---|---|---|---|
| 1-2 Year | 4.40% | 4.49% | $200,000.00 and Greater | Dividend Paid Monthly Check Disbursement Transfer to Shares Roll Back to Certificate |
| 3 Year | 4.25% | 4.334% | $1,000.00 and Greater | Dividend Paid Monthly Check Disbursement Transfer to Shares Roll Back to Certificate |
| 2 Year | 4.00% | 4.074% | $1,000.00 and Greater | Dividend Paid Monthly Check Disbursement Transfer to Shares Roll Back to Certificate |
| 1 Year Super Jumbo | 3.90% | 3.97% | $100,000.00 and Greater | Dividend Paid Monthly Check Disbursement Transfer to Savings Roll Back to Certificate |
| 1 Year Jumbo | 3.75% | 3.815% | $25,000.00 and Greater | Dividend Paid Monthly Check Disbursement Transfer to Savings Roll Back to Certificate |
| 1 Year | 3.50% | 3.50% | $1,000.00 and Greater | Dividend Paid at Maturity Check Disbursement Transfer to Shares Roll Back to Certificate |
| 6 Month Jumbo | 3.00% | 3.022% | $25,000.00 and Greater | Dividend Paid at Maturity Check Disbursement Transfer to Shares Roll Back to Certificate |
| 6 Month | 2.95% | 2.972% | $1,000.00 and Greater | Dividend Paid at Maturity Check Disbursement Transfer to Shares Roll Back to Certificate |
| Shares | 1.25% | 1.25% | $25.00 | Dividend Paid Quarterly |
| Super Share Draft Checking | 1.25% | 1.25% | $100.00 |
EARLY WITHDRAWAL FEE FOR SHARE CERTIFICATE’S
1 YEAR & Under: 90 DAYS DIVIDEND
Greater than 1 YEAR: 180 DAYS DIVIDEND
IRA’s
Traditional, Roth, Educational
| Description | Interest Rate | APY | Minimum Balance | Payments |
|---|---|---|---|---|
| 1 Year | 3.50% | 3.557% | $1,000.00 | Dividend Paid Monthly on Last Day of Month |
| 3 Year | 4.25% | 4.334% | $1,000.00 | Last Day of Month, Contribution Allowed Upon Maturity |
| 1 Year Super | 3.90% | 3.97% | $100,000.00 | Dividend Paid Monthly on Last Day of Month |
| Share IRA Accounts | 1.35% | 1.357% | $100.00 | Dividend Paid Quarterly on Last Day of Quarter |
IRA FEES: NO FEES FOR OPENING OR CLOSING
EARLY WITHDRAWAL FEE FOR SHARE CERTIFICATE IRA’S
1 YEAR: 90 DAYS DIVIDEND
3 YEARS: 180 DAYS DIVIDEND
These rates are subject to change without notice